"There comes a turning point in every man's life, a time when he needs help. It happened to me also. Now this family helped me. I hope I repaid my debt. And I may add, some of the money went into a project of my own. I hope you won't mind sir...You see, with the aid of Tommy Gray, I was able to transmute a certain trinket into gold, then into stock, and then into pearls again....I've been repaid in many ways. I learned patience from Mr. Bullock. I found Mrs. Bullock at all times, shall we say, amusing....[To Cornelia] You taught me the fallacy of false pride. You taught me humility....Miss Cornelia, there have been other spoiled children in the world. I happen to be one of them myself. You're a high-spirited girl. I can only hope that you use those high spirits in a more constructive way. And so, good-day."