"“I’ve met so many people who say, ‘Oh, I’m not interested in money.’ Yet they’ll work at a job for eight hours a day. That’s a denial of truth. If they weren’t interested in money, then why are they working?"

"When it comes to money, most people want to play it safe and feel secure. So passion does not direct them. Fear does.”"

"“Simply because it’s easier to learn to work for money, especially if fear is your primary emotion when the subject of money is discussed.”"

"You see, true learning takes energy, passion, a burning desire."

"Most people never see the trap they are in."

"Most people want everyone else in the world to change but themselves."

"Let me tell you, it’s easier to change yourself than everyone else.”"

"“Most people have a price. And they have a price because of human emotions named fear and greed."

"“The poor and the middle class work for money.” “The rich have money work for them.”"

"If you can’t make up you mind decisively, then you’ll never learn to make money anyway."

"“But that is not how life teaches you, and I would say that life is the best teacher of all. Most of the time, life does not talk to you. It just sort of pushes you around. Each push is life saying, ‘Wake up. There’s something I want you to learn.’ ”"

"“There is a difference between being poor and being broke. Broke is temporary, and poor is eternal.”"

"“If you learn life’s lessons, you will do well. If not, life will just continue to push you around. People do two things. Some just let life push them around. Others get angry and push back. But they push back against their boss, or their job, or their husband or wife. They do not know it’s life that’s pushing.”"

"“Life pushes all of us around. Some give up. Others fight. A few learn the lesson and move on. They welcome life pushing them around. To these few people, it means they need and want to learn something. They learn and move on. Most quit, and a few like you fight.”"

"[...]they feel the fear of not having money. Instead of confronting the fear, they react instead of think."

"“The reason I must be rich is because I have you kids.”"

"If you are going to build the Empire State Building, the first thing you need to do is dig a deep hole and pour a strong foundation. If you are going to build a home in the suburbs, all you need to do is pour a 6-inch slab of concrete. Most people, in their drive to get rich, are trying to build an Empire State Building on a 6-inch slab."

"Education is the foundation of success[...]"

"Remember that financial intelligence is the mental process via which we solve our financial problems."

"As a process, choosing for myself turned out to be much more valuable in the long run, rather than simply accepting or rejecting a single point of view."

"“I can’t afford it.” The other dad forbade those words to be used. He insisted I say, “How can I afford it?” One is a statement, and the other is a question."

"[...]take a loss and make it a win."

"Texans don’t bury their failures. They get inspired by them. They take their failures and turn them into rallying cries. Failure inspires Texans to become winners. But that formula is not just the formula for Texans. It is the formula for all winners."

"And in all my years, I have never met a rich person who has never lost money. But I have met a lot of poor people who have never lost a dime…investing, that is."

"The fear of losing money is real. Everyone has it. Even the rich. But it’s not fear that is the problem. It’s how you handle fear. It’s how you handle losing. It’s how you handle failure that makes the difference in one’s life. That goes for anything in life, not just money. The primary difference between a rich person and a poor person is how they handle that fear."

"All too often, they’re poor or struggle financially or earn less than they are capable of, not because of what they know but because of what they do not know."

"“It’s a Texan’s attitude toward risk, reward and failure I’m talking about. It’s how they handle life. They live it big."

"When I ask the classes I teach, “How many of you can cook a better hamburger than McDonald’s?” almost all the students raise their hands. I then ask, “So if most of you can cook a better hamburger, how come McDonald’s makes more money than you?” The answer is obvious: McDonald’s is excellent at business systems. The reason so many talented people are poor is because they focus on building a better hamburger and know little to nothing about business systems."

"“Winning means being unafraid to lose.”"

"The world is filled with talented poor people."

"The sad truth is, great talent is not enough."

"[...]financial intelligence is a synergy of accounting, investing, marketing and law."

"The world is filled with smart, talented, educated and gifted people. We meet them every day. They are all around us."

"When it comes to money, the only skill most people know is to work hard."

"There is always risk, so learn to manage risk instead of avoid it."

"In my attempt to be helpful, I found myself defending my suggestion."

"[...]schools reward people who study more and more about less and less."

"“I am a terrible writer. You are a great writer. I went to sales school. You have a master’s degree. Put them together and you get a best-selling author’ and a ‘best-writing author.’ ”"

"You see with your mind what others miss with their eyes."

"In other words, a majority of people let their lack of money stop them from making a deal."

"Illiteracy, both in words and numbers, is the foundation of financial struggle."

"Investing is not buying. It’s more a case of knowing."

"It is what you do not know that is your greatest risk."

"Job is an acronym for ‘Just Over Broke.’"

"[...]proper mental exercise increases your chances for wealth."

"Our goal should be to cool the planet in ways that reinforce and restore the resilience of its natural systems."

"My other car is a bright green city."

"To be young and aware is to suspect that, in the end, the debate about climate action isn’t about substance, but about rich old men trying to squeeze every last dollar, euro, and yen from their investments in outdated industries. It is to agree with the environmentalist Paul Hawken that we have an economy that steals the future, sells it in the present, and calls it GDP. It is to begin to see your elders as cannibals with golf clubs."