"We obviously didn't cause the problem; it's an inherited problem that's been built up for long years. I think in the past there's been too much of an emphasis on major Federal programs when billions of dollars have been spent on helping people that didn't need the help very badly. I'm from the Sun Belt States. I think there's been too much of a channeling of Federal moneys into Sun Belt areas. I think between the downtown ghetto areas on crime control, housing development, and so forth, the funds have quite often been channeled off into the suburbs because of more highly educated people, better organized people, more able to speak loudly and who understood the complexities of Federal programs. We're trying to change that and focus the attention of the Government, whatever it is, on the downtown, urban, deteriorating neighborhoods. Another thing that we're trying to do is to concentrate on the rehabilitation of homes. I've seen this happen in Baltimore. I've seen it happen in Savannah, Georgia, and other places around the country, where with a small effort on the part of a chamber of commerce or the local officials, the banks, working with the Federal Government--that instead of seeing a neighborhood deteriorate, that existing structures can be rebuilt or renovated to make very attractive homes near the core area for executive and professional work without abandoning the central cities and moving out into the suburbs. We're trying to do that, too, with our general HUD programs."