"The United States is a nation of scarcity, and increasingly so. Seventy-eight percent of Americans live paycheck to paycheck. As of 2018, about 40 percent of Americans could not afford an unexpected $400 expense without going into debt or having to sell off their possessions. About 25 percent of Americans skipped necessary medical care because they couldn't afford it. For most people in this country, we are not a nation of prosperity."