"In short, fate’s distribution of long straws is wildly capricious. The reaction of my family and me to our extraordinary good fortune is not guilt but gratitude. Don't have a problem with guilt about money. Were we to use more than 1 percent of my claim checks on ourselves, neither our happiness nor our wellbeing would be enhanced. In contrast, that remaining 99 percent can have a huge effect on the health and welfare of others. That reality sets an obvious course for me and my family: Keep all we can conceivably need, and distribute the rest to society, for its needs."