"Most Indian systems employ the term karma to designate certain traces (vasanas) or seeds (bija) left behind, as it were by one’s deeds. These residual factors will someday bear fruit in the sense of generating or conditioning experience; thus it is said : Every action must eventuate in an appropriate reward or retribution to the performer of that action. Jainas adhere to the general outlines of this view. But they stand alone in asserting unequivocally that karma is itself actual matter, rather than the sort of quasi-physical or psychological elements envisioned by other schools."
January 1, 1970
https://en.wikiquote.org/wiki/Karma