"Since the karmic time is cyclic, karma works through many lives. What we are suffering (or enjoying) now at least in part due to the consequences of what we have done in the past lives. The Upanishad says ’You are what you desire is. As is your desire so is your deed. As is your deed is so is your destiny.' Because of karma, one is reborn again and again until the effects of all accumulated karma are dissipated and one reaches ‘the other shore’ Moksha. When the physical body is annihilated by death, the Karmic seeds remain embedded in the subtle body and determine the course of future life."