"I think that this is the sort of reason a number of experts have told you that we need greater transparency or, as some have put it: “algorithmic transparency.” But it is my respectful submission that transparency does not go far enough. It is not enough for companies or governments to disclose what information has been collected or used. When AI-decisions affect our life chances and opportunities, those who use the AIs have a duty to explain those decisions in a way that allows us to challenge the decision-making process itself. This is a basic privacy principle enshrined in data protection law worldwide."