Liwayway Vinzons-Chato

"“If you lend money, whether to family or friends, be prepared to lose it forever.”"

"“I believe that real change can only happen in our life by focusing and remembering the ABCs that can bring about a meaningful change. This would be our Attitudes that influence our Behavior which reflects our Character. Real change, especially in handling money, can happen only when we change the ABCs in our lives first.”"

"“A good and well-crafted estate plan, with the help of experienced professionals, is a plan for the worst of times. The most common mistake by almost everyone, not just women, is the lack of urgency and consistency in preparing for the eventualities of life. Without a properly documented plan, they risk losing all their hard-earned money and assets. This is where estate-planning would be most helpful.”"

"“There is a time and season for everything. You have your seasons of youth, marriage or single blessedness, child-bearing and child-rearing, middle-age, and advancing years. Enjoy and value each season of your life and be happy and grateful for everything that you experience, good and bad, together with all the people you meet in each or all the seasons of your life.”"

""Committing the same mistake over and over again is idiocy at best and lunacy at worst.”"

"“Learn to share with others, particularly those in need, of everything that you own and possess.”"

"“Think of how you plan for a trip or journey. If you want your travel to be successful and meaningful, You don’t just leave on a trip or journey without a plan. You would, often first consult a travel agent to help in preparing for the destination, the costs involved, the facilities you need considering the purpose of your trip, the timetable, the itinerary, and the maximum success and enjoyment you expect from the travel. The same is true with your travel or journey of life.”"

"Growing up, I had very good achiever parents as my model with a strong family, social and spiritual upbringing."

"Create a vision of the life you want to live, put it down in writing and review this often, so you can remain focused on this vision."

"Value and honor your family at all times, particularly your parents, your spouse, and your children, if any, for the support given and they can give in those moments when you need them most."

"The next Ombudsman should be objective. (He or she) should not be against anyone, but against the anomalies happening in government."

"The most difficult of all is to create evidence that is not there,” she explained. “You work with whatever is there."

"It is important that the public sees that you are really doing something and not just leaving cases to rot."