Speciose Ayinkamiye

"Our development strategy has so far mainly been focused on targeting SMEs even if they are riskier than any other type of customers. However, over the past few years, in collaboration with the World Council of Credit Unions, we have developed new methods for risk evaluation that enable the banks to estimate the repayment capacity of those SME through an exhaustive analysis of their accounts."

"There was an issue of potential exporters who complained about lack of easy access to loans and the high interest rates charged by banks."

"It’s the role of the commission to investigate all government bodies that ideal in business related activities so that public funds are not misappropriated."

"The loans were issued at an interest rate between 8 -13 percent basing on the risks encountered in each sector."

"The Agriculture Guarantee Fund has so far issued Rwf 3.5 million. Though this fund supports agro-based proposals, it straps a 30 percent security on short term and 50 percent on long term loans"